Privacy Policy

At kia-finance (“we,” “us,” “our”), your privacy is extremely important to us. This Privacy Policy explains how we collect, use, store, and protect your personal information when you visit or interact with our website (kia-finance.com) (the “Site”). By accessing or using the Site, you acknowledge that you have read and agree to the practices described in this Privacy Policy.

If you do not agree with any part of this Privacy Policy, please discontinue use of the Site immediately.


1. Introduction

kia-finance is committed to maintaining the confidentiality, integrity, and security of your personal information. This Privacy Policy outlines the types of information we collect, how that information may be used, and the measures we take to safeguard it. It also describes your rights regarding your personal data and how you can contact us with questions or concerns.

This Privacy Policy applies to all users of kia-finance, including visitors, subscribers, customers, and individuals who interact with our online tools, forms, or communications.

This policy does not apply to third-party websites, services, or platforms that may be linked to from our Site. We encourage you to review the privacy policies of any external sites before providing personal information to them.


2. Information We Collect

We may collect personal and non-personal information in multiple ways, including when you voluntarily provide information, when you use our Site, and when we obtain data from third-party services.


2.1 Personal Information You Provide

You may choose to provide personal information when using certain features on kia-finance. This may include:

  • Name

  • Email address

  • Phone number

  • Mailing address

  • Payment information (processed securely by third-party payment processors)

  • Account or login information (if applicable)

  • Information submitted through forms such as contact forms, loan calculators, quote requests, feedback forms, or subscription registrations

  • Any content you send to us via email or online submissions

Providing this information is voluntary, but declining to do so may limit your ability to access certain features or receive responses from us.


2.2 Information Automatically Collected

When you access or use the Site, we automatically collect certain data to improve functionality, security, and user experience. This may include:

  • IP address

  • Browser type and version

  • Device type and operating system

  • Referring URL

  • Pages visited and time spent on each page

  • Clicks, scrolling behavior, and site interactions

  • Geolocation data (general region)

This information is collected using analytics tools, server logs, and cookies.


2.3 Cookies and Similar Technologies

kia-finance uses cookies, web beacons, tags, and similar technologies to:

  • Improve website functionality

  • Personalize user experience

  • Analyze traffic and performance

  • Save preferences

  • Deliver relevant advertising

You may manage or disable cookies in your browser settings. However, disabling cookies may affect your ability to use some parts of the Site.


3. How We Use Your Information

We may use the information we collect for the following purposes:

3.1 Providing Services

  • Delivering tools, calculators, resources, and information

  • Responding to inquiries or customer support requests

3.2 Improving Our Website

  • Analyzing traffic patterns

  • Enhancing content and user experience

  • Debugging and troubleshooting technical issues

3.3 Communication

  • Sending updates, newsletters, or promotional messages

  • Responding to questions or feedback

  • Providing alerts about changes to policies or services

3.4 Legal and Compliance Purposes

  • Enforcing our Terms of Service

  • Preventing fraud or malicious activity

  • Complying with legal obligations

3.5 Advertising & Marketing (If applicable)

  • Delivering tailored advertisements

  • Tracking affiliate referrals

  • Measuring ad campaign effectiveness

We do not sell your personal information.


4. How We Share Your Information

We may share your information with third parties in limited circumstances, including:

4.1 Service Providers

We work with trusted third parties who help us operate the Site, including:

  • Hosting providers

  • Analytics services (e.g., Google Analytics)

  • Email marketing tools

  • Payment processors

  • Advertising networks

  • Affiliate tracking systems

These providers may access personal information only to perform their services and are obligated to protect it.


4.2 Business Partners & Affiliates

kia-finance may participate in affiliate marketing programs, meaning we earn commissions when users click or purchase through affiliate links. When applicable, your data may be shared with affiliate partners to track referrals or verify transactions.


4.3 Legal Requirements

We may disclose your information when required by law, court order, or governmental authority, or when we believe it is necessary to:

  • Protect our rights

  • Prevent fraud

  • Ensure user safety


4.4 Business Transfers

If kia-finance undergoes a business transition such as a merger, acquisition, or asset sale, your information may be transferred as part of that transaction.


5. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your personal information. These measures include encryption, secure servers, and restricted access.

However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.


6. Your Rights & Choices

Depending on your jurisdiction (e.g., GDPR, CCPA), you may have certain rights regarding your personal information, such as:

  • Access – Request a copy of your data

  • Correction – Correct inaccurate information

  • Deletion – Request removal of your personal data

  • Restriction – Limit how we use your information

  • Opt-Out – Decline data collection for marketing or analytics

  • Portability – Request transfer of your information to another provider

To exercise any rights, contact us using the details provided below.


7. Third-Party Links

kia-finance may contain links to third-party websites, financial services, or tools. We are not responsible for the privacy practices of external sites.

We recommend reviewing the privacy policies of any third-party websites before providing your information.


8. Children’s Privacy

Our Site is not intended for children under 13 years of age, and we do not knowingly collect personal information from minors. If we become aware that a child has provided personal data, we will take steps to delete it promptly.


9. International Users

If you access kia-finance from outside the region where our servers are located, please be aware that your information may be transferred to, stored, and processed in a different jurisdiction. By using the Site, you consent to such transfers.


10. Data Retention

We retain personal information only as long as necessary for:

  • Providing services

  • Complying with legal obligations

  • Resolving disputes

  • Enforcing agreements

When data is no longer needed, we securely delete or anonymize it.


11. Updates to This Privacy Policy

We may update this Privacy Policy occasionally. Any changes will be posted on this page with the updated date. Continued use of the Site after changes indicates acceptance of the revised policy.


12. Contact Us

If you have questions about this Privacy Policy or wish to exercise your data rights, you may contact us at:

kia-finance
Email: contact@kia-finance.com
Website: www.kia-finance.com