he information provided on kia-finance.com (“we,” “our,” “us,” or “the Site”) is intended solely for general informational, educational, and research purposes. By accessing or using the Site, you acknowledge and agree to the terms of this Disclaimer. If you do not agree with any part of this Disclaimer, you should immediately stop using the Site.
We Are Not the Official KIA Website
kia-finance.com is an independent, privately operated website and is not affiliated with, endorsed by, sponsored by, or connected in any way to KIA Motors, Kia Finance America, Kia dealerships, or any official KIA corporate entity.
Any references to “KIA,” “Kia Motors,” “Kia vehicles,” “Kia financing,” or similar terms on this Site are used strictly for descriptive or informational purposes. Such references do not imply any official relationship between kia-finance and KIA Motors or any of its subsidiaries.
We do not claim to represent KIA Motors, we do not provide official financing programs on behalf of KIA, and we do not offer manufacturer-backed financial services. For official financing, service details, or corporate inquiries, users should visit the official KIA website or contact an authorized KIA dealership or representative.
All trademarks, logos, and brand names belonging to KIA Motors or its affiliates remain the property of their respective owners. We do not claim ownership of these marks, and their appearance on this Site does not constitute endorsement.
Financial Disclaimer
The content on kia-finance.com is provided for general financial literacy, educational reference, and informational purposes only. We strive to offer content that is helpful, accurate, and well-researched, but we do not provide professional financial services, and none of the information on this Site should be considered personal financial advice.
You should not rely on any information from this Site when making financial, investment, credit, loan, budgeting, or automotive financing decisions. Financial circumstances vary greatly from person to person, and what may seem appropriate for one user may be financially unsuitable for another. The content provided on kia-finance.com does not take into account your personal circumstances such as your credit history, financial status, income level, liabilities, goals, or risk tolerance.
kia-finance is not a bank, lender, financial institution, financial advisor, registered investment advisor, accountant, attorney, or credit professional. Nothing on this Site creates a professional-client relationship of any kind. All financial interpretations, calculators, examples, estimates, and explanations offered on this Site are general in nature and may not reflect the most current financial regulations, interest rates, lending policies, or auto financing practices.
While we aim to keep our information timely and accurate, financial markets and lending policies change rapidly. Interest rates, loan terms, credit requirements, vehicle financing programs, and legal guidelines may shift without notice. For this reason, we cannot guarantee that all information on the Site is complete, up to date, or entirely accurate.
Any actions you take based on the information presented on kia-finance.com are done entirely at your own discretion and risk. We strongly recommend consulting with a qualified and licensed financial advisor, credit counselor, investment professional, or attorney before making decisions related to:
Auto loans or refinancing
Credit approval strategies
Lease vs. buy decisions
Budgeting or debt management
Any long-term financial planning
Negotiating or obtaining financing from dealerships
Evaluating financial products or services
No content on this Site should be used as a substitute for professional advice.
kia-finance.com is not responsible for any losses, damages, or consequences—whether direct, indirect, incidental, or consequential—that arise from the use of our Site or reliance on any information found here. This includes but is not limited to financial losses, diminished credit scores, purchasing decisions, loan rejection, disputes with lenders, or other outcomes that may occur in relation to financial activities or automotive financing decisions.
Your financial decisions are your own responsibility. By using the Site, you acknowledge that kia-finance.com cannot be held liable for the results of any financial choices made based on content found here.
Affiliate Disclosure
kia-finance.com may engage in various affiliate marketing programs and partnerships. This means that when you click on certain links or complete a qualifying action on a partner’s website—such as submitting a form, signing up for a service, requesting a quote, or making a purchase—we may earn a commission at no additional cost to you.
We believe in transparency, which is why we clearly disclose that some links, recommendations, or promotions found on kia-finance.com may be affiliate-related. This helps support the ongoing operation, maintenance, and improvement of the Site so that we can continue providing helpful content to our users.
Our participation in affiliate programs does not influence the integrity of our content. We do not promote products or services solely for financial gain. Any recommendations, product descriptions, reviews, or mentions are based on our personal research, general industry knowledge, or user interest; however, we do not guarantee the quality, performance, accuracy, or suitability of any third-party products or services. You should evaluate all third-party offerings independently to determine whether they meet your personal needs.
Affiliate partners may include—but are not limited to—financial services companies, credit-related providers, auto financing services, insurance companies, budgeting platforms, automotive marketplaces, and general consumer service organizations. Some of these partners may use tracking cookies, pixels, or similar technologies to determine referral activity and verify that commissions are attributed properly. These technologies do not provide us with direct access to your private or financial information.
kia-finance.com does not control the content, terms, privacy policies, security practices, or reliability of any third-party websites that we link to. When you leave our Site and engage with an affiliate partner, you do so voluntarily and at your own risk. We strongly recommend reviewing the terms and policies of any third-party site before sharing personal or financial information.
We make no guarantee, warranty, or representation regarding any third-party offerings. You agree that kia-finance is not responsible for any transaction, dispute, service issue, loss, or negative experience that arises from interacting with an affiliate partner. Your interactions with these partners are strictly between you and the third party.
While affiliate commissions may help support the Site, they do not affect our editorial independence, research, or opinions. Our primary goal is to create helpful, accurate, and user-focused informational content.
Limitation of Liability
To the fullest extent permitted by law, kia-finance.com disclaims all liability for any damages or losses that may arise from your use of the Site, including but not limited to financial loss, loss of data, inaccurate information, business interruption, or issues related to third-party services. All content is provided “as is” without any warranties, guarantees, or promises of any kind.
Changes to This Disclaimer
We reserve the right to update or modify this Disclaimer at any time. Any modifications will be posted on this page with an updated effective date. Continued use of the Site indicates acceptance of the revised Disclaimer.
Contact Information
For any questions regarding this Disclaimer or for further clarification, you may contact us at:
kia-finance
Email: contact@kia-finance.com
Website: www.kia-finance.com